|Published (Last):||8 April 2009|
|PDF File Size:||4.69 Mb|
|ePub File Size:||1.67 Mb|
|Price:||Free* [*Free Regsitration Required]|
Washington, D. FORM F. Commission file number: Exact name of Registrant as specified in its charter. Kingdom of Spain. Jurisdiction of incorporation. Address of principal executive offices. Title of Each Class. Name of Each Exchange on which Registered. American Depositary Shares, each representing.
Non-Cumulative Guaranteed Preference Shares,. Guarantee of Non-Cumulative Guaranteed. Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule of the Securities Act. If this is an annual report, indicate by check mark whether the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act. Directors and Senior Management. ITEM 2. ITEM 3. Selected Financial Data. Capitalization and Indebtedness.
Reasons for the Offer and Use of Proceeds. Risk Factors. ITEM 4. History and Development of the Company. Business Overview. Organizational Structure. Property, Plants and Equipment. Selected Statistical Information. ITEM 5. Operating Results.
Liquidity and Capital Resources. Research and Development, Patents and Licenses, etc. Trend Information. Off-Balance Sheet Arrangements. Tabular Disclosure of Contractual Obligations.
ITEM 6. Board Practices. Share Ownership. Major Shareholders. Related Party Transactions. Interests of Experts and Counsel. ITEM 8.
Consolidated Statements and Other Financial Information. Significant Changes. Share Capital. Memorandum and Articles of Association. Material Contracts. Exchange Controls. Dividends and Paying Agents. Statement by Experts. Documents on Display. Subsidiary Information. ITEM ITEM 16B. ITEM 16C. ITEM 16D. ITEM 16E. The terms below are used as follows throughout this Annual Report:.
Forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ materially from those in the forward-looking statements as a result of various factors.
The accompanying information in this Annual Report, including, without limitation, the information under. Other important factors that could cause actual results to differ materially from those in forward-looking statements include, among others:.
Readers are cautioned not to place undue reliance on such forward-looking statements, which speak only as of the date hereof. BBVA undertakes no obligation to release publicly the result of any revisions to these forward-looking statements which may be made to reflect events or circumstances after the date hereof, including, without limitation, changes in its business or acquisition strategy or planned capital expenditures, or to reflect the occurrence of unanticipated events.
Accounting Principles Affecting , and Accounting Principles Affecting and Consolidated balance sheets and summary statements of income that reflect the reclassifications required by the Commission are included in Note 59 to the Consolidated Financial Statements. Certain numerical information in this Annual Report may not sum due to rounding. The following principles should be noted in reviewing the statistical and financial information contained herein:. PART I. Not Applicable.
Not applicable. The historical financial information set forth below has been selected from, and should be read together with, the Consolidated Financial Statements included herein. Consolidated Statement of Income data. Interest and similar income. Interest expense and similar charges. Income from equity instruments. Net interest income. Share of profit or loss of entities accounted for using the equity method. Fee and commission income. Fee and commission expenses. Insurance activity income.
Exchange differences net. Gross income. Sales and income from the provision of non-financial services. Cost of sales. Other operating income. Personnel expenses. Other administrative expenses. Depreciation and amortization. Other operating expenses. Net operating income. Impairment losses net. Provision expense net. Finance income from non-financial activities. Finance expenses from non-financial activities. Other gains. Other losses. Income before tax. Income tax. Income from ordinary activities.
Machu Picchu- Beware of illegal gringo tax
Washington, D. FORM F. Commission file number: Exact name of Registrant as specified in its charter.